The Josh
jelsing team

At PGS Home Loans

Meet The Team

Buying a home is a big deal! Making sure it fits your budget and your family is important. Our goal is simple: change people’s lives by helping them become homeowners. We focus on educating people on the home buying and home loan process and how owning a home can benefit them financially.

We are a boutique mortgage brokerage firm helping clients all over the United States. We love what we do and strive to make the home loan process smooth, efficient and as enjoyable as possible. The home buying process is already stressful, your loan shouldn’t be.

Top Workplace
Top Workplace Originators
Josh Jelsing

Josh Jelsing

Loan Officer & PGS Home Loans Founder

NMLS #297607

858-442-9667

[email protected]

Hi, I’m Josh. Owner & Loan Officer at PGS Home Loans. I started PGS Home Loans in 2005 with the goal of making home ownership not only possible, but fun and easy! I love helping clients purchase homes but I’m passionate about educating our clients on long term goals and big-picture life planning.

Kristal Mollin

Kristal Mollin

Loan Coordinator

NMLS #683036

619-228-5276

[email protected]

Kristal is a Loan Coordinator and works alongside Josh on every file that comes into the office, from application to loan funded. Kristal has worn many hats in the mortgage business and brings years of experience to our team. She thrives on supporting our clients and partners throughout the loan process.

Taylor Clower

Taylor Clower

Loan Coordinator

NMLS #1839116

951-473-6035

[email protected]

Taylor is a Loan Coordinator and works alongside Josh on every file that comes into the office, from application to loan funded. Taylor joined PGS in 2018 and brings an expert eye and friendly voice to the loan application process. He is our loan program and pricing expert and will help structure a loan tailored to fit your goals.

Riley Clower

Riley Clower

Loan Officer Assistant

NMLS #2555351

951-423-8744

[email protected]

Riley is a Loan Officer Assistant and has been with PGS since 2019. He is our team’s preapproval & file set up expert, ensuring that each client meets program requirements before they begin the official loan process.

Marissa Roper

Marissa Roper

Account Manager

NMLS #1839116

619-417-7618

[email protected]

Marissa is our Loan Processor and without her, none of this would be possible! She brings years of experience and her knowledge of the mortgage industry, process and loan guidelines is unrivaled. She ensures that all of our loans go through as efficiently and smoothly as possible.

Megan Moore

Megan Moore

Marketing Manager

512-948-9190

[email protected]

Megan joined PGS in 2023 as our marketing manager and oversees all post-close client communication, the PGS digital presence and manages our realtor partnerships. Through traditional marketing, in-person events, and social media, Megan supports PGS by building and maintaining external relationships.

Licensed States Map

We are currently licensed in the following states:

  • California
  • Washington
  • Utah
  • Arizona
  • Tennessee
  • Pennsylvania
  • Hawaii
  • Oregon
  • Idaho
  • Colorado
  • Texas
  • Michigan
  • Florida
Licensed State Map

Get In Touch

Talk to a Mortgage Expert who can walk you through the process.